An authorized user can make charges on someone else's account but is not ultimately responsible for payment. Many or all of the products on this page are from partners who compensate us when you click ...

The Platinum Card® from American Express carries a hefty annual fee, but adding additional cardmembers has been one way to extract more value from the card (by using the two-player mode strategy).

Adding an authorized user can be an effective strategy, but it helps first to know how issuers and credit bureaus handle this information. Many or all of the products on this page are from partners ...

If someone you know has bad credit and yours is good, you can help turn things around by adding that person as an authorized user on your credit card account. Authorized users have the authority to ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...

Jerod Morales is a deputy editor at Forbes Advisor and a travel rewards expert. He took a deep dive into points and miles in 2016, searching for a way to make travel both possible and affordable for ...

There are many advantages to adding an authorized user to a credit card account. For one, it can help the primary cardholder hit certain spending requirements and earn rewards much faster. In turn, ...

If you’re just starting to build your credit history, or if your credit scores have taken a hit because of some financial missteps, an easy way to add positive information to your credit file is by ...

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

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Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...