One of the easiest ways to help a child or family member build credit history is by adding him or her as an authorized user ...

The easiest way for couples and families to get more value out of credit cards is not chasing new cards. It's simply having ...

The primary cardholder will be responsible for the charges made on an account that has an authorized user. Whether or not being an authorized user affects your credit (and how it affects it) depends ...

Gabriela Walsh is a Certified Educator in Personal Finance® and a personal finance editor at Red Ventures. Her previous work experience includes various editorial positions at FinanceBuzz. She ...

Children under 18 cannot apply for their own credit cards, but they typically can be added to their parents' accounts as authorized users and be issued a card. Adding your child as an authorized user ...

Giving a toddler a credit card may sound wild, but it’s actually a smart financial move for my entire family. Money; Getty Images A healthy credit profile and a good credit score are the financial ...

Adding or removing an authorized user from a credit card account usually only takes a quick phone call or online login, but it might be a good idea to let authorized users know before removing them.

Authorized users can hurt your credit score if they don’t treat your credit with respect. Create strict guidelines on card usage before offering to make someone an authorized user. Check your ...

Adding a child to a parent's credit card can provide valuable lessons on money management. But remember: It's the parent who's the teacher, not the card. Many or all of the products on this page are ...

Being an authorized user on another person’s credit card can help you establish your credit history. Parents might add their children to help launch them into adulthood. Or spouses may share an ...

That is where the "free money" feeling comes from. If a card offers a $750 bonus after meeting a spending requirement, most ...