You reach the ATM, confident your money's right there waiting. You punch in your PIN, select the amount. Declined. You try ...

David McMillin writes about credit cards, mortgages, banking, taxes and travel. Based in Chicago, he writes with one objective in mind: Help readers figure out how to save more and stress less. He is ...

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Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Jane Meacham has nearly 40 years' experience researching, writing, and editing financial ...