President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don't fall much.

The Federal Reserve’s decision to cut its benchmark interest rate by 25 basis points on November 7, 2024, marks another step in its ongoing easing cycle. However, this move is unlikely to bring ...

Mortgage rates have already edged down some to around 6.35% as of Sept. 11 from around 7% in January. Many consumers have been on the sidelines lately waiting for interest rates to drop before buying ...

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed ...

Sean Messier is a personal finance writer with a focus on credit. He’s written for Credit Card Insider, plus several other national and global brands. Tfilm / Getty Images The Federal Reserve cut its ...

Forecasts vary for how many more times the Fed could cut interest rates in 2026. Some say one, two or even three more rate cuts ahead. Mortgage rates already have fallen as markets anticipated a Fed ...

The Federal Reserve cut interest rates Wednesday for the third time this year — but the quarter-point reduction probably won’t mean the mortgage rate or car loan you’ve been eyeing will suddenly drop.