Certificates of deposit (CDs) are a popular tool for savers who want to earn a meaningful return on their cash. As you start investing in CDs, you'll notice that the main factor that plays a role in ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Goran13 / Getty Images When a CD matures, you have a window of time to tell the ...

When a certificate of deposit is about to mature, the decision you make in the short window that follows can quietly add or erase hundreds of dollars over the next year. The smartest move is rarely to ...