CD rates are dropping in anticipation of the Fed potentially cutting its rates soon. This means that CD rates of 5% APY will likely decline and get less competitive. CD ladders can help you earn a ...

A friend of mine who's always shied away from buying CDs opened their first one about a month ago. The reason? They realized it was silly not to take advantage of today's amazing CD rates. CDs can be ...

This March brings a host of new economic developments that savers should consider as they review their financial health heading into the spring. The Bureau of Labor Statistics (BLS) will release its ...

Six-month CDs continue to offer some of the highest savings yields ...

The year 2024 is marked by individuals seeking to reduce risk in their financial holdings and enhance their net worth consistently in foreseeable ways. In the quest to achieve economic stability, many ...

I know a number of people who opened a CD for the first time in 2024. And the reason boils down to today's fantastic CD rates. These days, it's not difficult at all to find a CD paying somewhere in ...

Investors in bank certificates of deposit can get a better return by choosing a long-term CDs and paying an early-withdrawal penalty, instead of picking a short-term CD. The strategy may be relevant ...

CDs let you lock in a high interest rate, but there are other perks you might not know. Keep reading to learn why a CD might be your best move today.

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.

A certificate of deposit offers a guaranteed interest rate over a specified term. Consumers can get their money early but generally with a penalty. Consumers often come out ahead by buying a long-term ...