All credit cards come with more than a few moving parts. Among them is an annual percentage rate, or APR — the cost of borrowing money using the card. However, the tricky thing with credit cards is ...

As of November 2, 2025, 0% intro APR credit cards offer a unique opportunity to manage expenses without the immediate burden of interest, especially during high-spending periods like the holidays.

CNBC Select compares this year's best 0% APR credit cards so you can avoid interest charges and maximize savings.

Skip interest for up to two years with these 0% intro APR offers, perfect for large purchases in 2026 or paying off high-interest debt.