With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Are you having trouble opening a new checking or savings account? It may be because a little known financial score called a banking score is hurting your chances of starting an account. Many of us are ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

This article was paid for by USAA Bank. Establishing and maintaining a good credit score is an essential part of unlocking many financial opportunities in life, impacting everything from mortgage and ...

Next year, lenders will have access to a new FICO credit score that will — for the first time and with the consumer’s permission — include information from a person’s checking or savings account, such ...

Jessica Gibson is a content update editor and writer for Investopedia. She has over 10 years of experience in digital publishing and three years of experience covering financial topics like insurance, ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...