The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt.

Consumer credit is less expensive elsewhere in the world because of greater competition and tougher regulation.

Credit card interest rates are near record highs and President Trump has called for a 10% cap on those rates starting Tuesday.

Tuesday was a deadline for President Donald Trump's 10% cap on credit card interest rates. Now he's calling on Congress to ...

Klarna Group Plc Chief Executive Officer Sebastian Siemiatkowski has called for President Donald Trump to go further in shaking up the credit card industry, calling it an “extraction machine” that ...

As part of a series of efforts to make life more affordable, President Donald Trump aims to help Americans with credit-card ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

If you were waiting for your credit card interest rate to plummet to 10% on Jan. 20, don't hold your breath.

Explore how credit card teaser rates work, their benefits, potential pitfalls, and smart strategies for consumers.