The financial services industry has made substantial progress in democratizing access to credit scores. Today, 95% of banks and credit unions offer customers visibility into their credit scores ...

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Congratulations -- you've just reached credit score perfection. Now what? Going by the commonly-used FICO® Score system, 850 is the highest credit score possible. That means lenders see you as a very ...