Kolkata psychologist with 30% income going into EMIs reveals monthly expenses as sole earner

Psychotherapist Sneha Dey, who practices in Kolkata, lives an independent house with her parents in Baghajatin.

Why keeping household loan EMIs within 30-40% of your income is a smart financial rule

A sensible EMI cap gives you room to handle rising costs, income shocks, and long-term goals without letting debt quietly ...