Everything you need to know about how, and when, to refinance your home loan.

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.

Refinancing could make sense if you want to lower your interest rate, get rid of mortgage insurance or change loan terms ...

Escrow adjustments “An escrow account is essentially a built-in savings account managed by your mortgage servicer,” explained Debbie Calixto, an Indian Wells, California-based ...

Adjustable-rate mortgages made headlines in 2008 for being a factor in the housing crisis. Since the pandemic, these loans have seen a comeback and financial experts are warning borrowers who will see ...

Mortgage application activity rebounded sharply last week as falling interest rates reignited refinance demand and kept ...

New home loan applications and refinancing both rebounded after dipping during the holidays as mortgage interest rates remain ...

Mortgage rates are determined by many factors that include inflation rates, economic conditions, housing market trends and the Federal Reserve's target interest rate. Lenders also consider your ...

Mortgage applications decreased 0.3% last week, but refinance activity rose 4% due to lower mortgage rates. The 30-year fixed rate dropped to 6.37%, encouraging more borrowers to refinance. AI Summary ...

Mortgage applications jumped 10.9% last week as mortgage rates retreated, driving the strongest refinance activity in nearly four months, according to the Mortgage Bankers Association’s (MBA) Weekly ...

The current average mortgage rate on a 30-year fixed mortgage is 6.10%, according to the Mortgage Research Center. The ...