Five years of COVID-era relief for federally-insured mortgages has helped millions of American homeowners retain their properties, while artificially inflating home prices and leading to the potential ...

The combination of high home prices and insufficient savings for a down payment makes it challenging for first-time homebuyers to pull the trigger on a property purchase. But the good news is, more ...

A typical 20% down payment on a home in a U.S. metropolitan area costs $80,250, based on the median price of a single-family home of $402,600 in the second quarter of 2023. However, for many ...

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‘Extend and pretend’ The COVID relief program allows FHA to make payments, called partial claims,(‘partial’ because the payment is not covering the entire debt) on behalf of delinquent borrowers, and ...