With its lenient down payment and credit score requirements, an FHA loan can be an ideal starter mortgage. But if you’ve improved your credit and built up some equity in your home, you may be able to ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...

Government refinance applications increased by 42% over the week, according to the MBA’s Weekly Mortgage Applications Survey for the week ending Feb. 28, 2025. This jump was mainly due to the dip in ...

A cash-out refinance is one way to tap into the equity you’ve built up in your home. Money reviews the best cash-out lenders ...

Federal Housing Administration (FHA) loans are a popular choice for first-time homebuyers and other borrowers who, for a variety of reasons, may have a hard time qualifying for a conventional home ...

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

If your credit is just so-so or you're struggling to save for a down payment, an FHA loan may help you finance the home you want. These government-backed loans typically offer lower interest rates and ...

These government-backed loans typically offer lower interest rates and require a minimum down payment of just 3.5%. And there's a wide range of FHA loan options to choose from. But as with any loan, ...