Explore the limitations of Federal Direct Loans, including fewer subsidized options for grads, bankruptcy challenges, and ...

Federal Direct Unsubsidized Loans are often the cheapest borrowing option, followed by Direct Plus Loans and private graduate student loans ...

Paying for higher education is a significant challenge for many families, especially when grants, scholarships, and ...

College expenses are higher than ever, with the average cost of college in the United States now amounting to around $38,270 per year when accounting for tuition, books, supplies, housing, and daily ...

The federal student loan program has inadvertently made college unaffordable, increasing student debt. Federally subsidized loans have incentivized colleges to raise tuition costs, capturing a ...

*Note - Graduate and professional students are no longer eligible to receive Federal Direct Subsidized Loans after 7/1/2012. What's the average student loan debt? The average student loan debt of ...

Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Westend61 / Getty Images Even if you have enough funding to cover ...