Learn about distressed borrowers, the challenges they face, and effective strategies like forbearance and loan modification ...

USDA loans: With a USDA loan, you can modify your mortgage with an extended term of up to 40 years, reduce the interest rate ...

Mortgage forbearance allows you to pause your mortgage payments, usually for up to six months, during a period of financial hardship. If you’re unable to resume payments when forbearance ends, you may ...

An official at one of the nation’s largest banks, for example, said that any post-forbearance loan modifications that will be offered to borrowers of government-backed loans will require extensive ...

Fannie Mae and Freddie Mac increased foreclosure prevention actions in October 2025, with forbearances and refinances rising ...

The Department of Veterans Affairs announced a long-awaited new program on Wednesday to help thousands of veterans who were left on the verge of losing their homes after a pandemic aid effort went ...

Loss mitigation is a collaborative process between borrowers and mortgage servicers to prevent foreclosure. It involves various strategies to help homeowners manage their mortgage payments and avoid ...

If you’re looking for better mortgage terms, loan modification and refinance can be viable options to improve your financial health. Financial struggles can happen to anyone, but homeowners have ...

The strain on every homeowner’s pocketbook is showing up in all the usual places. The typical indicators of homeowner financial stress — mortgage delinquencies and foreclosure filings — are rising ...

California homeowners delaying mortgage payments due to wildfires face increased bills as forbearance ends.