Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.
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Have a low credit score? Here's how to raise it

How to achieve a good credit score ...
Are you interested in renting a home, getting an auto loan, securing a mortgage, or opening a credit card? Then be prepared for lenders to look at your credit score. A credit score is a three-digit ...
Before we tell you how to get a free credit score, it’s important to know that all free scores and reports are not created equally. Most of these scores are merely estimates of your credit score. They ...
Thinking about renting a home, taking out car finance, applying for a mortgage or getting a credit card? If so, be prepared for lenders to take a close look at your credit score. This important score ...
Most personal loan lenders prefer applicants with good to excellent credit scores, which means a FICO Score of at least 670.
What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...