It's not a complicated strategy, but you may need to plan ahead.

Retirement used to be framed around a seven‑figure dream, but the conversation has shifted toward eye‑popping numbers that sound more like lottery jackpots than savings goals. As inflation, housing ...

401(k)s are only available through your employer; Roth IRAs have income limits. 401(k)s offer the possibility of an employer match and high contribution limits. Roth IRAs allow tax-free retirement ...