Lower interest rates: Often, Helocs have lower interest rates than home equity loans or personal loans. They have lower ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes.  A home ...

The housing boom that occurred over the last several years helped drive a significant uptick in home equity, resulting in the average homeowner having about $319,000 worth of equity in their home ...

As a homeowner, you likely have a lot more equity in your house than you did just a few years ago. U.S. homeowners gained almost $3 trillion in equity in the fourth quarter of 2024 compared to the ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. One of the best ways to tap into your home's equity without making any ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home equity loan is a fixed-rate, lump-sum loan that allows homeowners to borrow up ...

A first-lien HELOC is a home equity line of credit that holds the primary lien position on a property, meaning it takes precedence over any other liens or mortgages in the event of foreclosure. If ...

Taking out a Home Equity Line of Credit (HELOC) used to feel like a no-brainer—rates were low, home values were rising, and tapping into your equity was one of the cheapest ways to borrow. But here in ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...