Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

If your limits are low, your credit scores are probably lower due to high utilization. To calculate utilization, most credit scoring models compare your credit card balances to their credit limits as ...

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's how you compare to others and how you can improve.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

More than a third of all Americans have a credit score below 670, according to Experian. And many don’t realize what’s hurting their credit until they’re denied a loan or hit with higher costs. Your ...

What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

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Q: I have about $10,000 of 2-year-old credit card debt from loss of job and my credit score is now dismal. My creditor has turned the debt over to a collection agency and offered to settle the debt ...

If you're worried about increasing your balances due to an unrequested credit limit increase, you can call your issuer and ...