Refinancing can be a valuable way for homeowners to borrow home equity, but it should be avoided in 2026. Here's why.

Whether you’re looking to lower your monthly mortgage payment, lock in a better interest rate, or tap into your home’s value for cash, there’s one number that matters most: your home equity. Home ...

Yes, you can refinance both home equity loans (HELoans) and home equity lines of credit (HELOCs) — and if you borrowed during the 2023 rate spike, now might be the time to look into it. Home equity ...

Homeowners are cashing in on years of home equity gains, even as mortgage rates remain elevated. The trend sent cash-out home refinancing activity to a nearly three-year high in the April-June quarter ...

The rate on a 30-year fixed refinance declined to 6.3% today, according to the Mortgage Research Center. The average rate on ...

There are other ways to put money in your pocket using home equity.

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...

The rate on a 30-year fixed refinance fell to 6.23% today, according to the Mortgage Research Center. Rates ...