Discover how banks set loan interest rates, from Federal Reserve policies to market trends and borrower creditworthiness, for better financial decisions.

The Senior Citizen Savings Scheme (SCSS) offers a competitive 8.2% fixed interest rate, matching the Sukanya Samriddhi Account. This rate, applicable for the January-March 2026 quarter, remains unchanged from the previous period.

The SCSS, a government-backed small savings scheme, is specifically designed for investors seeking a fixed income option in their old age.The scheme is seen as a guaranteed cushion for regular interest income flow,

ARKG's top holdings were replaced due to poor performance, highlighting the fund's vulnerability to interest rate changes and high concentration in cash-burning companies. ARKG underperformed significantly compared to peers and the Nasdaq, especially ...

Discover how biased expectations theory impacts interest rates by incorporating investor preferences and risks, beyond just future rate predictions.

You may think that only businesses and politicians should pay attention to choices made by the Bank of England, but its interest rates decisions also have an impact on your personal finances. We explain how.