Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

General and professional liability insurance protect against different business risks. You may need both. Many, or all, of the products featured on this page are from our advertising partners who ...

Learn how water damage liability insurance protects you financially when accidental water damage occurs and how it may be included in your home insurance policy.

As a business professional, you’re responsible for the knowledge, expertise and services you provide to clients. As a result, clients can take legal action against you and your company when they ...

Employers’ liability insurance protects you and your employees if they’re injured or fall ill as a result of work – and is a legal requirement for most UK employers. Here’s a look at who needs ...