A good credit score can help you qualify for loans, lower your interest rates and even expand housing and job opportunities. Responsible financial habits — like paying on time and keeping debt low — ...

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

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What is considered a good credit score depends on the type of credit score used. You have multiple credit scores, but the ...

Credit scores were down across the country over the past year. Credit scores have dropped in all 50 states over the past year ...

A new report found that having a low credit score can double the amount a person pays for homeowners insurance, and the figure is higher for those in Illinois. The Consumer Federation of America and ...