Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.
Get to know the research on debt collection lawsuits, racial disparities in judgments, and a big slice of consumer debt: ...
If you're behind on payments, you should know what the odds are that a debt collector will take legal action.
Household debt in the United States hit a record $18.2 trillion during the first quarter of 2025 amid a steep rise in mortgage balances, according to data from the Federal Reserve Bank of New York.
Dealing with debt can be difficult, but when debt collectors start calling, it can feel overwhelming. New data reveals debt collection calls are surging across the country and in the Delaware Valley.
Getting calls from debt collectors can be unsettling, but if you encounter these red flags, chances are you're dealing with a scammer out to trick you.