The College Investor on MSN

Best student loan refinance rates for January 22, 2026: Low as 3.84%

Student loan refinance rates increased a bit from their lows. As of January 22, 2026, student loan refinance lenders are ...

The 3 Powerful 0% Intro APR Credit Cards People Rush to Open Every January

Wipe out credit card debt faster with a 0% intro APR offer. Compare the best cards for balance transfers, big purchases, and ...

Negotiate a Lower Credit Card Interest Rate and Save Money

Learn how to negotiate a lower credit card interest rate and save money. Discover simple techniques to reduce your balance ...
Morningstar

The Fed cut rates again - but don't expect your credit-card APR to get much lower anytime soon. Here's why.

Interest-rate cuts are supposed to lower borrowing costs, but that's not necessarily happening for credit-card users The Federal Reserve has taken sizable steps to lower its benchmark interest rate ...

What Is a Factor Rate and How to Calculate It

A factor rate is simple to calculate but can result in higher costs on short-term loans ...

Bilt’s 10% Interest Rate Is Turning Heads—But It’s Not the Lowest APR Right Now

Following President Donald Trump's proposal to cap credit card interest rates at 10%, Bilt's cards are offering a 10% APR for ...