The rate on a 30-year fixed refinance increased to 6.27% today, according to the Mortgage Research Center. Rates averaged ...

Everything you need to know about how, and when, to refinance your home loan.

Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

How does refinancing a mortgage work? A mortgage refinance swaps out your old mortgage with a new one, including a fresh set of terms and interest rate. It may or may not come with financial benefits, ...

Poor credit, limited income and no equity don't usually prevent you from refinancing with an FHA streamline refinance. You can refinance without an appraisal. Lower your interest rate, change your ...

A rate and term refinance replaces your previous mortgage with a new loan that has a different rate, a different term or both. You can use a rate and term refinance to switch from one type of loan to ...

Mortgage rates are tantalizingly low. But for some homeowners, the opportunity to refinance could be scuttled by an appraisal. The process isn't an exact science and homeowners may be surprised to ...

Regulators are considering changes to the home appraisal process that could have major repercussions for homeowners and buyers. A drive-by appraisal doesn’t mean an appraiser just drives past your ...