Are you ready to refinance your home, but want to make sure you do it in a way that's most beneficial to you - and your wallet? You're in luck. To help you get started, we spoke to mortgage experts ...

Average mortgage rates dropped throughout 2025, with APRs on home loans down from about 7% at the beginning of last year to the low 6% range in December and into January. Some experts believe ...

Are you looking to refinance your FHA loan? Switching to a conventional loan could be ideal if you qualify for more competitive terms or if you want to get rid of mortgage insurance. But is it the ...

Refinancing could be a smart financial move if you want to save money on your mortgage. It might help you lower your monthly payment, adjust your loan terms, lock in a better interest rate or tap into ...

If you bought your home when mortgage rates were higher than wanted, with plans to refinance once they dropped, you're not ...

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We might earn a commission if you make a purchase through one of the links. The McClatchy Commerce Content team, which is independent from our newsroom, oversees this content. You took out a home ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Refinancing your home equity loan can cut thousands in interest — especially if you're stuck with rates from 2023's spike. Here's how to decide if it's right for you.