A short refinance allows you to change your home loan to one that’s less than what you owe on the property and may be more desirable for lenders than going through a foreclosure process. A short ...

In his blog this week, Morgage broker Dennis C. Smith of Stratis Financial in Huntington Beach looks at an alternative to the short sale: the short refinance. An excerpt: Q.: “We are very upside down ...

In his blog this week, mortgage broker Dennis C. Smith of Stratis Financial explains one way you can refinance even if you’re underwater. Q.: “Are there refinance options if I am upside down on my ...

There are several types of mortgage refinance options, including rate-and-term and cash-out refinancing. The most common, rate-and-term, involves replacing your current mortgage with a new loan with a ...

Homeowners, who are slipping on their mortgage payments and unable to change their financial position, may feel like they are in a dead-end spiral and have no option but to walk away or resort to a ...

Mortgage refinancing can help you access more competitive interest rates, lower your monthly payments and help access cash for home improvements. By taking out a new loan with better terms and lower ...

You want to refinance your mortgage but aren’t sure which options are most ideal. Regardless of your reason for wanting to refinance, there are several variations of mortgage refinance loans to choose ...

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