Credit scores vary widely across the U.S., according to a study by personal finance firm WalletHub.

In order to determine which states had the highest and lowest credit scores, WalletHub compared the average credit scores of residents in all 50 states using TransUnion data in October 2025.

(WFRV) – A new WalletHub report revealed the states that have the highest average credit score, and Wisconsinites will be ...

Florida's average credit score is 690, below the national average of 702, ranking 37th among states in WalletHub's new study.

A strong credit score can be the key to major financial purchases and affordable loans, but some states saw notable declines that created a "perfect storm" for Americans’ wallets, according to a ...

Ouch!

A new study from WalletHub shows Alabama has one of the lowest average credit scores in the nation. Alabama and Texas are tied with an average score of 680, placing them in the bottom five states.

WalletHub collected data from the end of 2025 and ranked the states with the most and least debt collection accounts.

Credit scores were down across the country over the past year. Missed payments could be one big reason why. Credit scores have dropped in all 50 states over the past year, as credit card balances ...