President Trump has called for a 10% cap on credit card interest rates. What to know to get a lender's best rates sooner.

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Only one in four Americans has a credit score above 800, which is considered exceptional, according to industry data.

Your 30s and 40s are a busy time—you're probably juggling multiple priorities. Still, your credit score is important. Here's ...

A five-step plan to improve your credit score in 2026 - ‘Credit is like a muscle, you have to use it to have it,’ one expert ...

One of the most challenging things anyone can do is develop the discipline to pay off credit card balances every month consistently. It's not easy, and it takes some time to train yourself to make ...

Every American knows how critical their credit score is. Or at least, they should. A high score unlocks a whole host of financial opportunities: Lower car payments, cheaper mortgages, or even approval ...

Banks frequently issue unsolicited credit limit increases, primarily targeting consumers who are already carrying a credit ...

Your credit score shapes every aspect of your mortgage terms, from your interest rate to your total repayment amount. Lenders ...