A good credit score can help you qualify for loans, lower your interest rates and even expand housing and job opportunities. Responsible financial habits — like paying on time and keeping debt low — ...

A bad credit score can impact your day-to-day transactions and more serious financial decisions. You may pay higher interest ...

Regardless of what happens to the proposed credit card interest rate cap, a better credit score gets you access to better rates.

Lenders now approve more low-credit applicants using cash-flow underwriting, alternative data, updated scoring models and ...

Your score is constantly changing because lenders regularly provide new information about you to the credit bureaus. For ...

The reprieve is over. The pandemic-related breathing room from student-loan payments is done, and the financial reality of repayment has returned for millions of borrowers. But beyond the strain on ...

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Most homebuyers know that the key to obtaining a lower mortgage rate is a good credit score. But new research has also found a direct link between credit scores and insurance premiums. In a report ...

A new report found that having a low credit score can double the amount a person pays for homeowners insurance, and the figure is higher for those in Illinois. The Consumer Federation of America and ...