Misrepresentation involves false statements affecting contractual decisions. Discover its types, impacts, and the legal ...

Hearsay statements are usually inadmissible unless an exception applies. Insurers can deny no-fault claims for material misrepresentations if they act promptly and provide strong evidence. They can ...

Material misrepresentations in life insurance applications are one of the most prevalent forms of fraud that insurance carriers encounter on a daily basis, and generally, the primary tool to combat ...

In New York, insurers are generally entitled to rescind an insurance policy issued in reliance on a policyholder's material misrepresentations. This provides insurers with an important tool to avoid ...