Jan 25, 2025 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.

Apr 1, 2025 · To learn more about HMDA, find resources for HMDA filers, and review the publicly available data, visit the HMDA - Home Mortgage Disclosure Act, which is administered by the CFPB.

HMDA - Home Mortgage Disclosure Act

Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.

This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …

Feb 13, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law that requires lenders to share information about home loans. Mortgage lenders must gather, maintain and share specific …

Jan 8, 2026 · 2026 HMDA Exemption Threshold On January 7, 2026, the CFPB issued a final rule that adjusted the HMDA exemption threshold from $58 million to $59 million. The adjustment is based on …

Jul 1, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law passed in 1975 that requires mortgage lenders to collect and report loan-level data points about their portfolios and practices.