Amyr Samah El on Instagram: "She spent 15 years inside debt collection, and now she’s exposing the secrets they never want you to know. How calls are recorded, how threats are often illegal, and how almost everything—settlements, payments, even credit reporting—is negotiable if you know your rights. Most people don’t realize that debt isn’t a trap you have to accept—it’s a system that can be challenged, managed, and even used to your advantage if you understand it. This is the kind of knowledge