This new year, create a vision board to bring your goals into focus. Here are a few ways to get started: 1. Review your budget or implement one so you know where your money is going. 2. Cut expenses by eating at home more or canceling subscriptions. 3. Find additional income through reselling items or a side job. For our full list of tips and tools, read this helpful article: https://spr.ly/6184CaHB6 | Citizens

Director of Market and Economic Research, Phil Neuhart, and Head of SVB Asset Management, Patty Kao, discussed future partnership and potential opportunities for investors. Watch the full discussion here. https://wi.st/428wWJz | First Citizens Bank | Facebook

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