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YouTubeInsurance Exam Prep
Disability Coverage on Your Life Insurance — Premiums Paid If You Can't Work
If a disability stops you from working, the waiver of premium rider steps in and pays your life insurance premiums for you — keeping your coverage fully active 💡 No lapse. No cancellation. No starting over with a more expensive policy when you recover. The rider typically requires a 6-month elimination period of continuous total disability ...
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