🏡 Paano mo malalaman kung ready ka na bumili ng property? Here’s a simple guide based on what we personally do: ✅ Build your emergency fund first. Before buying a property, make sure you already have at least 3–6 months’ worth of emergency fund. Para kahit may unexpected expenses, hindi maaapektuhan ang bayad mo sa property. ✅ Prepare at least 20% down payment. You should be able to pay at least 20% of the property price upfront. This helps lower your loan amount, monthly amortization, and inte

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